Rates effective October 1, 2024
Current Rates
Term | Interest Rate | A.P.Y.* | Minimum Deposit** |
---|---|---|---|
1 month | 0.75% | 0.75% | $2,500 |
3 month | 1.00% | 1.00% | $2,500 |
6 month | 4.81% | 4.90% | $2,500 |
9 month | 1.74% | 1.75% | $2,500 |
12 month | 1.98% | 2.00% | $1,000 |
15 month | 4.09% | 4.15% | $1,000 |
18 month | 1.98% | 2.00% | $1,000 |
24 month | 1.98% | 2.00% | $1,000 |
30 month | 3.21% | 3.25% | $1,000 |
36 month | 1.98% | 2.00% | $1,000 |
42 month | 1.98% | 2.00% | $1,000 |
48 month | 2.48% | 2.50% | $1,000 |
Term
1 month
0.75%
3 month
1.00%
6 month
4.81%
9 month
1.74%
12 month
1.98%
15 month
4.09%
18 month
1.98%
24 month
1.98%
30 month
3.21%
36 month
1.98%
42 month
1.98%
48 month
2.48%
Interest
Rate
Rate
1 month
0.75%
3 month
1.00%
6 month
4.90%
9 month
1.75%
12 month
2.00%
15 month
4.15%
18 month
2.00%
24 month
2.00%
30 month
3.25%
36 month
2.00%
42 month
2.00%
48 month
2.50%
A.P.Y.*
1 month
$2,500
3 month
$2,500
6 month
$2,500
9 month
$2,500
12 month
$1,000
15 month
$1,000
18 month
$1,000
24 month
$1,000
30 month
$1,000
36 month
$1,000
42 month
$1,000
48 month
$1,000
* Annual Percentage Yield - Quarterly Compounding Assumed. (1 month CD's compounded at maturity)
** This is the minimum deposit required to open this account and obtain the stated APY.
Current Rates (Continued)
Account Type | Minimum Daily Balance to obtain A.P.Y. | Interest Rate* | A.P.Y. | Compounding Frequency |
---|---|---|---|---|
Savings | $50.00 | 0.15% | 0.15% | Quarterly |
N.O.W. | $500.00 | 0.10% | 0.10% | Monthly |
M.M.D.A. | $.01-2,499.99 | 0.15% | 0.15% | Monthly |
$2,500.00-24,999.99 | 0.75% | 0.75% | ||
$25,000.00-49,999.99 | 1.00% | 1.00% | ||
$50,000.00-99,999.99 | 1.09% | 1.10% | ||
$100,000.00+ | 1.24% | 1.25% |
Account Type
Savings
$50.00
N.O.W.
$500.00
M.M.D.A.
$.01-2,499.99
$2,500.00-24,999.99
$25,000.00-49,999.99
$50,000.00-99,999.99
$100,000.00+
Minimum Daily Balance
to obtain A.P.Y.
to obtain A.P.Y.
Savings
0.15%
N.O.W.
0.10%
M.M.D.A.
0.15%
0.75%
1.00%
1.09%
1.24%
Interest Rate*
Savings
0.15%
N.O.W.
0.10%
M.M.D.A.
0.15%
0.75%
1.00%
1.10%
1.25%
A.P.Y.
Savings
Quarterly
N.O.W.
Monthly
M.M.D.A.
Monthly