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Rates

Current Rates

(Effective February 16, 2024)

Term

Interest
Rate
A.P.Y.*Minimum
Deposit**

1 month

0.75%0.75%

$2,500

3 month

1.00%

1.00%

$2,500

6 month

4.91%

5.00%

$2,500

9 month

1.74%

1.75%

$2,500

12 month

1.98%

2.00%

$1,000

15 Month4.43%4.50%$1,000
18 month

1.98%

2.00%

$1,000

24 month

1.98%

2.00%

$1,000

30 month

3.21%

3.25%

$1,000

36 month

1.98%

2.00%

$1,000

42 month

1.98%

2.00%

$1,000

48 month

2.48%

2.50%

$1,000

Term

1 month

0.75%

3 month

1.00%

6 month

4.91%

9 month

1.74%

12 month

1.98%

15 Month
4.43%
18 month

1.98%

24 month

1.98%

30 month

3.21%

36 month

1.98%

42 month

1.98%

48 month

2.48%

Interest
Rate

1 month

0.75%

3 month

1.00%

6 month

5.00%

9 month

1.75%

12 month

2.00%

15 Month
4.50%
18 month

2.00%

24 month

2.00%

30 month

3.25%

36 month

2.00%

42 month

2.00%

48 month

2.50%

A.P.Y.*

1 month

$2,500

3 month

$2,500

6 month

$2,500

9 month

$2,500

12 month

$1,000

15 Month
$1,000
18 month

$1,000

24 month

$1,000

30 month

$1,000

36 month

$1,000

42 month

$1,000

48 month

$1,000

 

* Annual Percentage Yield - Quarterly Compounding Assumed. (1 month CD's compounded at maturity)
** This is the minimum deposit required to open this account and obtain the stated APY.

Current Rates (Continued)

(Effective April 11, 2023)

Account Type

Minimum Daily Balance
 to obtain A.P.Y.
Interest Rate*A.P.Y.Compounding
Frequency
Savings   $50.000.15%0.15%

Quarterly

N.O.W.

$500.00

0.10%0.10%Monthly
M.M.D.A. 

$.01-2,499.99

0.15%0.15%Monthly

$2,500.00-24,999.99

0.75%0.75%
$25,000.00-49,999.99 1.00%1.00%

$50,000.00-99,999.99 

1.09%1.10%
$100,000.00+ 1.24%1.25%

Account Type

Savings   
$50.00
N.O.W.

$500.00

M.M.D.A. 

$.01-2,499.99

$2,500.00-24,999.99

$25,000.00-49,999.99 

$50,000.00-99,999.99 

$100,000.00+ 
Minimum Daily Balance
 to obtain A.P.Y.
Savings   
0.15%
N.O.W.
0.10%
M.M.D.A. 
0.15%
0.75%
1.00%
1.09%
1.24%
Interest Rate*
Savings   
0.15%
N.O.W.
0.10%
M.M.D.A. 
0.15%
0.75%
1.00%
1.10%
1.25%
A.P.Y.
Savings   

Quarterly

N.O.W.
Monthly
M.M.D.A. 
Monthly
 

Daily Balance = the amount of principal in the account each day.

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